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New and Used Auto Loans
Our interest rates on automobiles are very competitive. If you
are looking to purchase a new or used vehicle or even to
refinance your present vehicle, look to us for pre-approval and
to request a blue book value on your next vehicle or your
current one.
Signature Loans
(unsecured)
Based on your monthly
income and capacity to repay, a signature loan will offer
immediate funds for practically any reason. Terms are from 6 to
24 months.
Lines of
Credit/Overdraft
A line of credit
can be established and may be used whenever you need it, up to
your available credit. Draw a little at a time or all at once.
Interest is only paid on the amount that you use. The line of
credit can also be used as overdraft protection on your share
draft account.
Share Secured Loans
You can borrow up to the balance in your share account for any
purpose you choose. Your savings will remain intact while you
make regular payments to repay the loan. This is a great way to
establish or rebuild your credit rating, and because you’re
using your own money as collateral, you will pay a lower rate of
interest.
GAP Insurance Protection
We now offer Guaranteed Auto Protection (GAP), insurance for
the vehicles that you finance at CPLC FCU. This protection
is in addition to your personal full coverage auto
insurance. This insurance protects you from owing any
balance that your primary insurance company doesn’t cover.
This would include theft of your car or total loss, due to
an accident. Ask us about this protection when you
finance your next automobile at Chicanos Por La Causa FCU.
Your savings federally insured to
at least
$100,000 and backed by the full faith and credit of the United
States Government
National Credit Union
Administration, a U.S. Government Agency
CPLC FCU Privacy Statement
